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When people think of retirement, it typically evokes a mixture of emotions, specifically in the financial planning arena. When determining which plan may be best suited to you, many advisors may try to simply look at the balance sheet and cash flows; however, they often fail to take into account the...

Walking into a supermarket can be intimidating; items greet you as you walk in, and they all are designed to try to grab your attention. Hopefully, you bring a list with the items you need to purchase, otherwise you can count on a lot of impulse buys--every supermarkets' goal. It's why they put the...

As defined benefit plans continue to be a thing of the past, retirement planning is becoming a necessity. While planning the best way to live throughout your retirement years, be sure to incorporate inflation expectations. Inflation is defined as: "a general increase in prices and fall in the purcha...

After you've established a sound financial plan, if you decide that that you'd like to allocate a portion of your portfolio to bonds, your next step should be to decide exactly how you want to buy and own these bonds. Questions that typically arise are whether or not you should buy individual bonds...

Retirement is supposed to be a time to relax, worry less, and enjoy a slower pace of life. Most folks I work with and meet prefer to retire before age 65. For most retirees, leaving full-time employment means leaving employer-provided health care coverage behind. If you retire before age 65 you can'...

As medicinal and recreational uses of marijuana becomes decriminalized throughout U.S. states, the legal marijuana industry has the potential to be one of the fastest-growing industries of all time. However, there is a difference between the potential of an industry and the companies looking to exp...

In the early 1960's, Leon Hess wanted his company to do more than just provide gasoline to their loyal customers. He wanted to create a high-quality, affordable, and detail oriented toy for families during the holiday season; thus, he created the Hess Toy Truck. Although, the Hess Truck isn't unique...

When it comes to your personalized investment plan, having a sound investment strategy is key. There are many investment strategies to consider, all of which are dependent upon your unique financial situation, however, one common investment strategy that helps take the guesswork out of market timin...

A Roth IRA is a retirement savings vehicle that potentially allows for tax-free income in retirement. Roth IRAs can be an attractive vehicle for anyone looking to minimize their tax bill in retirement or to leave tax-free assets to their heirs. Although your contributions to a Roth IRA are not tax d...

Once you're retired and your salary has stopped, what is your plan to cover your expenses? A significant number of retirees withdraw funds from their retirement savings without a strategy. Not having a plan for how you're going to draw from your retirement savings is a major concern. Early retireme...