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Insurance

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Protect What Matters Most—Your Family, Income, and Future

At Brighton Securities, we understand that true financial security starts with protecting what you’ve worked so hard to build. That’s why our insurance services go beyond the basics—delivering personalized strategies that align with your broader financial goals. From income protection and family coverage to long-term care planning, we help safeguard your future against life’s unexpected events.

No matter where you reside, our team connects you with top-rated insurance providers and integrates coverage into your comprehensive financial plan. Whether you’re securing your legacy, planning for the unexpected, or protecting those who depend on you, Brighton Securities is here to deliver the guidance and solutions you deserve.

Confident Decisions Start with Informed Answers

Insurance team

When it comes to insurance, many clients turn to us for guidance on how to best protect their income, family, and long-term goals. These are some of the most common questions we hear — and how we help bring clarity to your coverage.

Employer coverage is a great start, but it often isn’t enough to cover your cost of living and beyond— and it usually doesn’t move with you if you change jobs. At Brighton Securities, we help you evaluate whether additional or long-term coverage is needed to protect your family’s future and preserve the legacy you’re building.

Short-term disability insurance typically provides income protection for a period of three to six months, helping cover immediate expenses during a temporary illness or injury. Long-term disability insurance offers extended coverage—often lasting several years or until retirement—if you’re unable to work due to a more serious or permanent condition. At Brighton Securities, we help you understand the role each plays in protecting your income and build a plan that aligns with your career, lifestyle, and financial goals.

We help you design a plan that preserves your assets, protects your independence, and aligns with your long-term financial strategy. The ideal time is simply, the earlier the better. Early planning provides greater flexibility.

There are multiple factors in determining life insurance need including, for example, your income, debt, and lifestyle. Our team conducts a personalized assessment to determine the coverage that best meets your goals—ensuring you’re protected.

Absolutely. A sudden illness or injury can disrupt even the most stable financial plans. Disability insurance provides essential income protection, allowing you to maintain your lifestyle and meet your financial obligations even if you’re unable to work. It’s a proactive step toward long-term security.

Explore Our Insurance Services

We offer a full suite of insurance solutions designed to help individuals, families, and businesses achieve peace of mind today—and long-term financial security tomorrow. Wherever life takes you, our personalized approach ensures your insurance plan evolves with your needs, goals, and ambitions.

Short & Long-term Disability Insurance

Protect Your Income. Safeguard Your Lifestyle.

Your income is the foundation of your financial security. At Brighton Securities, we help individuals, business owners, and professionals protect that foundation with tailored disability insurance solutions. In the event of illness or injury, we ensure you have a plan in place to maintain financial stability and keep your goals on track.​

Life Insurance Services

Secure Your Family’s Future & Protect Your Legacy

Life insurance is a powerful tool for protecting what matters most. At Brighton Securities, we structure coverage to align with your long-term goals—ensuring your family has income security, your estate is protected, and your legacy is preserved. Through term, whole, or universal life policies, we help you make confident decisions that support the people and priorities that matter most.​

Long-Term Care Planning Services

Plan Today. Protect Tomorrow.

Rising healthcare costs can quickly undermine your long-term retirement goals. Our long-term care insurance solutions are designed to protect your assets, preserve your independence, and provide a clear strategy for future care. Whether at home or care facility, so you can move forward with confidence and control.​

At Brighton Securities, We’re More Than Insurance Providers

We’re your trusted financial partners, committed to protecting every aspect of your financial well-being. Our comprehensive approach ensures your insurance coverage is fully integrated with your wealth management, retirement, tax, and estate planning strategies. As an independent firm, we partner with top-rated insurers to offer competitive rates and tailored solutions designed around you. Our advisors provide personalized guidance at every stage, taking the time to understand your goals and adjust your protection as life evolves. Whether you're navigating growth, transition, or the unexpected, we’re here to help you safeguard what matters most—wherever life takes you.

Build a Stronger Financial Foundation—Start with Protection

Life is unpredictable—but your financial future doesn’t have to be. Whether you’re protecting your family, your income, or your long-term care needs, Brighton Securities is here to help you navigate your options with confidence and clarity.

Schedule a complimentary insurance consultation today. Call 585-473-3590 or contact us to get started on a personalized insurance strategy that protects what matters most.


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Insurance FAQs

Insurance policies can be a key factor in achieving your life planning goals. Learn more to determine if insurance products – life insurance, annuities, short- and long-term disability, or long-term care insurance – may be suitable for you as a part of a comprehensive financial plan.

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