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After a year where the S&P 500 posted its best performance since 1997, I have run into many people who are wary of investing in the stock market because it is 'too high.' In 2013, we avoided the Fiscal Cliff, weathered through a government shutdown, and the S&P posted a 29.6% return. Stocks soared w...

Typically, my clients stop working and retire for a lot of different reasons, including loss of mobility, burn out, difficulty finding work, and desire to spend more time with family. Those are all great reasons and there are many more. In fact, people usually don't have trouble coming up with reaso...

It's that time of year. Last Wednesday marked the deadline to make a promise to yourself to start doing something good, or stop doing something bad. New Year's Resolutions have been made for many years, some of the most popular are shedding the holiday pounds, quitting smoking, or saving more money....

We barely missed careening off the "Fiscal Cliff," endured a 16-day government shutdown, saw mortgage rates rise over 25%, and watched as the rollout of President Obama's Affordable Care Act was badly bungled. 2013 should have been a year of doom and gloom - only it wasn't. In a piece written dur...

The holidays are wonderful; delicious food, thoughtful gifts, and spending time with family makes this time of year feel special. Of course, that's not to say that the whole production isn't a lot of work. We race from one party to the next. We race to the mall, we decorate the house, and we do all...

Luckily for me, all of my Christmas shopping was done at the local shopping centers. Unfortunately for others who predominately did their shopping in the comfort of their own home, the Grinch was not green this year; instead the character came dressed in brown uniforms. The United Parcel Service (UP...

I don't blame people for being wary of investing in the stock market. Unemployment is high, Washington is a mess, the federal debt is massive, and consumer spending is down. It would be a lot easier to accept this year's market returns if our economy showed more signs of life. Given all the uncertai...

Recently, there has been a lot of media exposure surrounding Bitcoins and their potential to become a virtual currency that could revolutionize global trade. However, despite all of the media coverage, I have found that I still struggle to understand what a Bitcoin truly is. This weekend I spent som...

Today Facebook announced that video advertisements are on their way. Every day millions of people sift through dozens or even hundreds of posts, just to see what their friends and family are sharing. In some ways the daily ritual of checking your news feed has almost become as habitual as waking...

Recently a lot of my younger clients have been asking if taking on debt can ever be a good decision. Of course, every situation is unique, and there isn't any one-size-fits-all solution, but in most cases there can be good debt and bad debt. It's almost impossible for any of us to live entirely debt...