Blog

Among the most frequent questions we get are those about safety. It seems at first like an easy question to answer: something is safe or it isn't. But stop and think: the very word "safe" is subjective. That is, what makes one person feel safe might not make someone else feel the same. Put another...

The story of the oil spill in the Gulf of Mexico, and of the company at its heart, BP, has transfixed the nation for weeks. Major environmental, political, and financial issues swirl about the story like crude oil in salt water. I'll leave the environmental and political topics to others to debate:...

A transfer-on-death (TOD) designation is a legal agreement between you and a financial institution that lets you direct how ownership of an account will be transferred upon your death. During your lifetime, you retain full control of the assets held in the account. You can manage the investments...

We get questions all the time from clients about how long they should hold on to important documents: account statements, tax returns, cancelled checks, and so on. Of course we are happy to provide advice on the topic, but then clients are on their own about how to dispose of their old documents. Ma...

Wow, what a ride that stock market is. Over the past week the Dow Jones has had swings of down 346 points to up 405 points. What started as a sell over European debt concerns led into a full-fledged rout where blue chip companies temporarily traded for pennies and the Dow swung down around 1,000 poi...

There are two Medicare surtaxes arriving in 2013........ beware. The first is a 0.9% levy on earned income, covering wages and income from self-employment. Singles earning over $200,000 and couples earning over $250,000 will pay the 0.9% surtax. The second one is a special 3.8% Medicare surtax on...

Roxy joins Brighton Securities as a part-time Clerical Assistant in our Rochester office. She will be in training with our staff to become an Administrative Assistant later this year. A resident of Walworth, NY, Roxy is has taken classes in Hospitality and Business at Monroe Community College. Plea...

The one thing you can expect through the course of your life is unexpected expenses. Some turn out to be minor in scope but others can be quite damaging to the checkbook. A roof that needs to be replaced; a child that needs braces but doesn't have orthodontia; a car transmission that decides it has...

Asset allocation is a term you have probably heard, but you may not understand what it means. On the most basic level, it means not having all of your monies in one type of asset class. The three basic asset classes are CASH, BONDS and EQUITIES. Taking it to the next level, we look at the sub-cat...

I've posted a few times about our "Experts in You" television campaign. We were so fortunate to have so many generous clients willing to appear on camera speaking extemporaneously about their experiences with Brighton Securities. Now, we need everybody's help. Brighton Securities is up for several T...